Candace K. Ladley

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Estate Planning

10 REASONS WHY YOU SHOULD
DO YOUR ESTATE PLAN

1. You are concerned about who will take care of your affairs should you become incompetent.
2. You want to name a guardian of your children should anything happen to you.
3. You have a spouse and/or child who is not adept at managing money.
4. You have a blended family and are afraid if your spouse remarries, her new spouse's family will wind up with your assets.
5. You have a "special needs" child.
6. You want your assets to stay within your family and not end up with your in-laws.
7. You are worried that you do not have enough insurance to provide for your family and that they may face a distress sale of your assets.
8. You do not know if your IRA beneficiary designations are the best for you.
9. You own a business that you want to continue after your death.
10. You want to ensure that your assets go...
    • To whom you want.
    • When You want.
    • How you want.

	YOUR ESTATE PLAN SHOULD CONTAIN THE FOLLOWING: Living Trust Pourover Will Advance Health Care Directive Durable Power of Attorney Documents transferring your property into your trust, including your homeowner's           and car insurance
No matter your net worth, its important to have a basic estate plan in place. Such a plan ensures that your family and financial goals are met after you die and you avoid court proceedings and court costs!

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